A UK finance platform built for Gen Z, not adapted from tools designed for our parents. No jargon, no judgment — tools, guides, and plain-English advice for wherever you're at.
SORTED adapts to wherever you are. At university, starting out, or further into your career — we've got specific advice for your situation.
Split your maintenance loan by week, track food vs pre-drinks, and see how to make it last until the end of term.
Build your credit score as a student so you're not at zero when you graduate and need a flat deposit.
Selling on Depop? Doing gigs? We break down exactly when you need to register as self-employed.
Your employer will auto-enrol you — but the default settings are often not great. Here's what to change.
You have a £20,000 annual ISA allowance. Most people waste it. We explain index funds in plain English.
How to split rent fairly, your tenants' rights, and how to actually get your deposit back.
LISA, Help to Buy, mortgage deposits, stamp duty, solicitors, surveys — all decoded.
Salary sacrifice, higher-rate pension contributions, marriage allowance — legally keep more of what you earn.
GIA accounts, REITs, premium bonds — what makes sense and what's just hype.
Monzo, Starling, or a high street bank? What to look for and how to set up savings pots.
Junior ISAs, high-interest savings accounts, and how compound interest means starting now matters.
National Living Wage for your age, how to negotiate a Saturday job raise, and which survey apps actually pay out.
Enter your income and outgoings. We'll tell you exactly where you stand and give you a tailored tip. No login required.
Enter your salary and we'll calculate your exact take-home pay — including income tax, National Insurance, student loan, and pension. Scottish taxpayers are fully covered.
Your loan depends on where you're from, where you study, and your household income. Fill in the details below for a 2025/26 estimate.
Parents' combined income — or your own if you're an independent student
Pensions, ISAs, mortgages, tax, student loans, credit — explained like a person, not a financial product. Click any guide to read in full.
Auto-enrolment, employer matching, and why your 20s are the most powerful decade for your pot.
Salary sacrifice, employer matching, fund choice, and how to find old pensions you've lost track of.
The stats, the causes, and 7 concrete steps to close your own gap — from NI credits to salary sacrifice to career break SIPPs.
Index funds, ISAs, compound interest — and why starting at 22 is worth infinitely more than starting at 32.
Platform comparison, which funds to buy, pound-cost averaging, and when not to invest.
LISA vs Help to Buy, deposits, stamp duty, and what to expect from the whole process.
LISA setup, deposit vs rates trade-offs, stamp duty breakdown, mortgage brokers, and the full buying timeline.
What to check before signing, deposit protection, tenant rights, and how to actually win a dispute.
The classic budgeting rule, why it's unrealistic in 2026, and what actually works for UK renters under 30.
What one looks like, where to keep it, and how to build one when there's nothing spare.
The reverse 1p challenge, Save the Change, the subscription audit, no-spend weeks, cashback stacking and more habits that quietly save £2,000–£4,000 a year.
Monzo vs Starling vs high street, savings pots, round-ups, and building good habits from day one.
Experian, Equifax, TransUnion — what they track, how to build from scratch, what silently destroys your score.
The exact setup that builds your score from nothing — student cards, electoral roll, direct debits, and what to avoid.
Plan 2 vs Plan 5, the 30-year write-off, whether to overpay, and why most graduates never repay in full.
The three-pot approach, cheap eating without misery, overdraft traps, and what to do when the money genuinely isn't enough.
Gross vs net, tax codes, National Insurance, student loan deductions — decoded line by line.
NMW rates by age, working hours rules, how to negotiate a first pay rise, and legitimate ways to earn extra.
The real numbers behind starting at 16 vs 25 vs 35 — and how to actually open a Junior ISA.
The £1,000 Trading Allowance, when to register with HMRC, platform-by-platform breakdown, deductible expenses.
Six tax bands instead of three, higher rates for mid-to-high earners, and what it means for your payslip.
Salary sacrifice, the 60% trap above £100k, marriage allowance, and higher-rate pension relief most people don't claim.
What to do when you've maxed the £20k — GIA accounts, Bed & ISA, REITs, P2P lending, mortgage overpayments.
When to ask, what to say, how to handle a no, and the market research that makes the difference.
How much maintenance loan you can get in England and Scotland — tuition fees, living costs, bursaries and repayment plans.
Buy Now Pay Later feels free until it isn't. How the debt accumulates, what it actually costs, and the step-by-step exit plan.
Not saving advice. Not "cut out the coffee." A real triage guide for when every month ends in the red — and how to stop the cycle.
The avalanche method, balance transfers, what "minimum payments" really cost you — and why throwing £50 extra at it each month matters more than you think.
Family debt is the most common financial arrangement nobody talks about. How to manage it without destroying the relationship — or your finances.
Part-buy, part-rent sounds brilliant. Sometimes it is. Here's what the brochure leaves out — staircasing, service charges, and the resale trap.
Not "turn the thermostat down." A genuine priority list: support schemes, tariff switching, and what to do if you genuinely can't pay.
Not just rent. The deposit, bills, council tax, furniture, emergency buffer. Use our calculator to see if your salary clears the bar.
Rent is only part of it. Enter your take-home pay and a few details — we'll show you the full monthly picture and whether it stacks up.
This is a theoretical simulation — not a promise. Markets crash. They recover. The question is whether you hold on. Enter a monthly amount and watch 30 years unfold.
Historical global equities have averaged ~7–9%/yr long-term. Past performance doesn't guarantee future returns.
Pre-built spreadsheets for real scenarios — not example people with perfect finances. Buy once, download everything.
Track income, fixed costs, variable spending, and savings goals. Colour-coded so you can see at a glance whether you're on track.
Split your maintenance loan by term week, track spending, and see when you'll run out — and plan to avoid it.
LISA tracker, deposit goal progress, monthly contribution planner, projected completion date, plus stamp duty calculator.
Track your ISA, pension, and other investments across providers. See your overall asset allocation and growth over time.
Calculate Class 2 & 4 NI, income tax, what to save monthly. Includes payment on account guidance.
For households with different incomes. Split proportionally or equally, track who's paid, and see running totals.
"I genuinely didn't know what a pension was at 23. SORTED's guide made me realise I was turning down a £180 monthly pay rise by not increasing my contributions."
"The tax calculator told me as a Scottish taxpayer I was actually paying more than my colleagues in England on the same salary. Eye-opening."
"Finally opened a LISA after reading the house buying guide. I'd been putting it off for two years because I didn't understand it. Literally cost me procrastination money."
No subscriptions. No monthly charges. No "we're raising prices" emails. Pay once, get everything — for life.
Everything you need to get started and understand the basics.
Not a subscription. Not a trial. Just £10, once, and it's yours permanently.